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Cat Insurance Plans

Plan Plan A Plan B Plan C
Sum Insured
Net Premium
VAT (15%)
Stamp Duty
Total Premium

Coverages

Plan Plan A Plan B Plan C
Accidental Injury coverage BDT 10,000 BDT 20,000 BDT 30,000
Breakdown of coverage Vet consultation fee-BDT 500 per accident (max) Vet consultation fee-BDT 1,000 per accident (max) Vet consultation fee-BDT 1500 per accident (max)
X Ray- BDT 1500 ( Maximum) X Ray- BDT 2,000 ( Maximum) X Ray- BDT 3,000 ( Maximum)
Medicine & Surgery cost- At actual but not exceeding the coverage limit. Medicine & Surgery cost- At actual but not exceeding the coverage limit. Medicine & Surgery cost- At actual but not exceeding the coverage limit.
Critical Disease Coverage (at actual) BDT 10,000 BDT 20,000 BDT 30,000
One policy will cover either accidental injury or critical illness coverage in a policy year.
The policy will cease after availing the full Sum Insured/ Defined Coverage.
The Policy will cover vet fee with Prescription.

Some definitions



Policy period

A period continuing for 12 calendar months beginning on the start date of the insurance. Each 12-month policy period beginning on the anniversary of the start date of the insurance.

Pre-existing condition

Any condition, injury or illness that; Has happened or has shown early signs or symptoms; or  Has the same diagnosis or signs and/or symptoms as a condition your pet has already had; or  Is caused by, relates to, or results from, an injury, illness or condition your pet had, before your pet was covered by this insurance. No matter where the injury, illness or signs are noticed or happen in, or on, your pet’s body

Recurring condition

A condition that may come back or that the pet is prone to, no matter how many times the condition comes back or how many areas of the body are affected

Treatment

Any vet fees for necessary examinations, consultations, advice, tests, x-rays, surgery, prescribed drugs or medication, nursing or care given by or under the direction of a vet during a period of insurance.

Vet

A qualified veterinary surgeon currently registered to practice in the country in which treatment is received. Vet fees Reasonable and necessary fees charged by a vet for an eligible condition for treatment.

General conditions

The following conditions apply to the whole of the policy.



Your Pet

1. Your pet mustn’t be younger than eight weeks or older than the age shown on the policy schedule at the start date of the insurance.
2. Your pet must be in good health on the start date of the insurance.

You

3. You are the owner of the pet named on the schedule and your pet lives with you, in the Bangladesh, at the address shown on the schedule.
4. You must always take proper care of your pet and also pay to have any treatment normally recommended by a vet to prevent illness or injury.
5. You must keep to the conditions of this policy otherwise all cover may be invalid from the start date of the insurance.